Most homeowners aren’t aware that they own the outdoor water and sewer piping from the street to their house, or that they’re responsible for its maintenance and repair. Buried Utility Line Coverage is an additional option for homeowners that helps you cover the cost of repairs after experiencing an unfortunate event such as an underground water line leak. This optional coverage gives you the legendary service and dependability of AAA.


Your home deserves first-rate protection. As water, gas, and electrical service lines age and deteriorate, homeowners become vulnerable to expensive repairs that aren’t covered by most homeowner insurance policies. Buried Utility Line Coverage provides this important protection.


• Mechanical breakdown
• Artificially generated electrical current
• Wear and tear, hidden decay and corrosion
• Ground freeze
• Root invasion

• A late freeze caused a buried water pipe to burst, requiring excavation to repair.
Total Loss: $3,700

• Root invasion led to the collapse of an underground sewer line. In addition to the sewer line repair, temporary living expenses were incurred by the homeowner.
Total Loss: $7,800

• Electrical arcing occurred in two underground conduits that provided home electrical service.
Total Loss: $10,000

Real People, Real Relationships.

At AAA, we recognize the importance of caring service, especially when it comes to something as personal as your peace of mind.

That’s why our insurance agents are trained to put your interests first as you explore your policy choices. If the worst ever happens, our dedicated claims representatives are available 24/7, so courteous, helpful service is never more than a phone call away. No matter the situation, we've got your needs at heart and will work to respond efficiently to whatever comes your way.

At AAA, it’s our mission—and our pleasure—to offer products and services that grow into valued relationships with members.

Find out more about Buried Utility Line Coverage. Contact your AAA Insurance agent

*This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by CSAA Insurance Group. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. Discounts vary based upon eligibility. Discounts may not be cumulative. Coverage varies by state and depends upon policy provisions. Insurance provided by CSAA Insurance Group, a AAA insurer. IE0372 (Aug 2021) © 2021 CSAA Insurance Group