Trip Interruption

If you are involved in a collision while driving or riding in an eligible vehicle, which disables your vehicle and you are 50 miles or more from home at the time of the incident, AAA will reimburse you for certain expenses.

This benefit applies to accidents occurring anywhere in the United States, Canada or Mexico for a period of not more than 72 hours from the time of the accident. This applies to the AAA Hoosier Motor Club Member driving or riding in the automobile involved in the accident. This benefit is intended to cover emergency expenses incurred while ENROUTE to your destination or ENROUTE to your home; not during an ‘arrived stay’ where an accident has occurred. It is not intended for touring purposes. 

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Membership Plan Coverage

AAA Classic:  Provides reimbursement of up to $600 for lodging, meals or alternate transportation when involved in a collision while driving or riding in an eligible vehicle, which disables your vehicle and you are 50 miles or more from home at the time.

AAA Plus & AAA Plus RV: Provides reimbursement of up to $1,000 for lodging, meals or alternate transportation when involved in a collision while driving or riding in an eligible vehicle, which disables your vehicle and you are 50 miles or more from home at the time.

AAA Premier: Extends benefit for reimbursement up to $1,500 for lodging, meals or alternate transportation when involved in a collision while driving or riding in an eligible vehicle, or resulting from mechanical failure, which disables your vehicle and you are 50 miles or more from home at the time.

 

How to File a Claim For Auto Trip Interruption Benefits

Trip Interruption claim forms are available from Hoosier Motor Club service centers or available for download here. To file for reimbursement, you must submit the following items to the address below within 90 days following the collision: - A copy of the official police report or statement from the law enforcement body that recorded the accident (or insurance claim report if no police report is available). - Itemized receipts for car repair expenses; or if the vehicle was totaled, a statement from the insurance company stating vehicle was a loss. - Itemized original receipts for the expenses to be reimbursed.

For reimbursement consideration, mail forms to: Auto Travel Special Coverages P.O. Box 88505 Indianapolis, IN 46208-0505.  All such expenses must be fully documented by receipts. Claims will not be considered without original receipts for each expense claimed. 

Benefits of this service only apply when disablement results from a collision with another vehicle or object. Mechanical failure does not qualify for Classic, AAA Plus, or AAA Plus RV members. *Trip Interruption does not supplement any expenses reimbursed by insurance companies or other entities. This benefit does not cover meals, lodging or car rental at your destination. It does not cover accidents which occur at the destination

Reimbursement Form

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Mail

Auto Travel Special Coverages
P.O. Box 88505
Indianapolis, IN 46208-0505

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